Customer Reviews

I was recommended by a friend to contact David Harder for some health insurance needs back in August when I lost my job and health insurance. David was so friendly and informative, within an hour of talking on the phone, he had me set up and my insurance would begin on the first of the month (a few days away from when I called him, understand this might not be the case for everybody though) I was so blown away, I started recommending to all my friends and even told my therapist about it who has given out his name and number to several people. Up came open enrollment and David helped me out again. I’ve told David this before and I’ll say it again “You know everything David and have all the answers”…I don’t know what I would have done without your help, thank you for what you do!

David Harder helped me sort out an insurance nightmare and explained the best coverage specifically for my needs… More than once! He’s a true professional and extremely knowledgeable. I don’t know what I would have done without his patience and guidance. I recommend him to my friends, I trust David and know he will give them the same exceptional service he’s given me for the last 4 years.

I have never been so pleased with service as I have had with David Harder with Spirit Financial Concepts, Inc. I feel completely knowledgeable about all my options in choosing the right health care insurance plan. David takes the time to explain all the options to me so that I understand what I’m choosing. He gets to know all of his clients so that when I have ever called with any questions he can honestly help me on a personal level. Great, very clean, and organized office with exceptional professional front desk personnel. I HIGHLY recommend it!!!!

We’ve used Spirit FCI for 3 years. David’s knowledge of all aspects of Medicare and all the changes that happen has helped my husband and me make good choices for our policies. One time, Erin helped my husband navigate a 3-way phone call regarding his Affordable Care policy which was a huge deal. It was a seamless experience! Another time I was waiting on my appointment with David and I witnessed Erin’s phone interaction with someone needing insurance for a business. She’s so confident and knowledgeable. Impressive! On several occasions, I had the pleasure of talking to and emailing Katie who is another agent on David’s team. She is also very knowledgeable about Medicare and is always happy to help. They have a new receptionist, Ashlee, who is so friendly and polite. David has built a great team of experts. Oh…they also help with dental policies which is a bonus. Give Spirit FCI a try. You won’t be disappointed.