Medicare Doesn't Have To Be Complicated

Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most of your medical services and treatment, and other associated costs? This is where a Medicare Supplement comes in. And with the new Health Care Reform, you will have access to preventative care benefits.

One of the biggest frustrations for new Medicare enrollee's, is the confusion that comes from having their options explained in so many different ways, from the avalanche of phone and mail solicitations. Typically, these solicitations originate from "turning 65" mailing lists and companies with scavanger practices who comb through public records.


Spirit Financial Concepts is your "local" agency that can take all your options, and summarize everything into a simple and easy to understand package. And since we are not beholden to any single Medicare supplement company, we'll get you the best plan, the greatest coverage, and the best price available to you! And better yet, we'll be here when you need us, and we're a local phone call away.

For a detailed analysis of all your "Medicare Supplement" insurance needs, please contact our specialists today for a non-binding consultation.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Testimonials

We also consult on the following personal insurance policies:

  • Final Expense Insurance - Final Expense plans should never be tied to any single funeral home, or cemetary plot. Needs & living locations can change based on the final days of a loved one's life. Keep your options open with a cash benefit.
  • Cancer & Critical Illness Insurance - Lump sum benefits paid upon first diagnosis of a critical illness. In the midst of a critical illness diagnosis, you will most likely suffer the loss of income, travel expenses connected to out-of-town specialists, and home health care. Protect yourself!
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.

Spirit Financial Concepts, Inc.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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