Business Loan Collateral

If you're like most business owners, you're looking for ways to grow, or expand your business. If you've got a good business plan, a business loan might be your ticket to the "next-step" in growing your business. In most cases, a key element in obtaining a business loan, is having a life insurance policy listing the lender as the beneficiary, to back up your loan in the event of the unexpected.


But in order to obtain an affordable life insurance policy, your good health is a key factor. That's why we suggest getting an affordable policy in place while your health is good. Future health issues may not completely hinder your ability to obtain life insurance, but it will most certainly have an impact on your cost to insure, for the next several years.


Spirit Financial Concepts has no allegiance to any particular insurance company, and we'll shop all the top-rated companies to get you the most coverage, for the least amount of money.


Give us a call to schedule a no-obligation consultation.

For a detailed analysis of all your "Business Loan Collateral" needs, please contact our specialists today for a non-binding consultation.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts, Inc

Office - (918) 236-4470

Client Reviews

We also consult on the following types of coverage:

  • Health Insurance - Whether you're an individual, or a business owner, we offer coverage to meet every need. Whether you have an existing group or individual health plan in place, or looking to implement new coverage, our team of experts are here to help!
  • Disability Income - What would happen if, overnight, you were to lose your greatest asset. Your ability to earn an income.
  • Medicare Suplement Coverage - Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most of your medical treatment? This is where a Medicare Supplement comes in. Call us for a free consultation of your Medicare Supplement options. We're here to help!
  • Final Expense Insurance - Final Expense plans should never be tied to any single funeral home, or cemetary plot. Needs & living locations can change based on the final days of a loved one's life. Keep your options open with a cash benefit.
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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