Protect Your Family

Secure A Business Loan

Protect Your Business

You can change your "Financial Family Tree" . . . .

The range of possible ways to protect your family and loved ones, build your business, protect your business, or build a financial future, can all be done through the placement of a proper Life Insurance policy. Spirit Financial Concepts have seen families that would have otherwise been devasted financialy through the loss of a loved one, saved by the loving insight of a caring family member who cared enough to plan for the unforseen. We have seen businesses that have taken generations to build and grow, saved by the implimentation of the correct life insurance policy. We have seen Life Insurance provide the ability to retire without having to sacrifice lifestyle, because of Life Insurance.

For years, our experienced, licensed agents have met the insurance needs of individuals,
families and small business owners in the communities we serve. We provide affordable, quality products from a myriad of "A" rated companies, and first-class personal service to clients looking to us for protection and coverage.


Whether you want to secure your family financially, leave a legacy for your children, grandchildren, or your favorite charity, we've got you covered.

If you're a new business owner or looking to expand your business, we can help you acquire favorable status with lenders through business loan collateral. If you have business debt, there's no doubt you've wondered how your family would pay those debts, and whether they would have the cash flow to keep the business open in your absence.

Many businesses have employees or business partners, who are a key element to their success. The loss of one of these key business personnel, would be devastating, and may greatly affect the immediate revenue that is needed to keep your business solvent. We can show you how you can assure that your business would have the needed capital to survive this kind of event.

For a detailed analysis of all your "Life Insurance" needs, please contact our specialists today for a non-binding consultation.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Reviews

We also offer policy evaluation and consultation of your current coverage of the following:

Contact us for more information.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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