Maybe you have health insurance that will pay your medical costs arising from an accident or illness, but what if you're not able to work? How long can you afford to go without an income? How will you replace your income? These are vital questions to ask yourself, and they deserve serious consideration. Your monthly expenses don't stop, just because you do.
Your most important asset is your ability to earn an income. We suggest you protect it.
It's your choice. Which one works for you?
How much coverage will you need? (Monthly Benefit)
How long would you be able to manage your expenses before benefits kick in? (Elimination Period)
How long do you want coverage? (Benefit Period)
For a detailed analysis of all your "Individual Disability Income" needs, please contact our specialists today for a non-binding consultation.
Contact us by phone, or use our online Contact Form.
We also consult on the following types of coverage:
Spirit Financial Concepts is a member of the National Association of Health Underwriters.