Employee Disability Income

Savvy Employers Protect Their Employees Income

Why is that, you ask? Because many worker injuries take place away from the job-site, but end up as a worker compensation claim. The employee may have health insurance to cover the cost of medical expenses, but few can survive a lengthy period of time with no income. Therefore, many weekend and after hours injuries become worker compensation claims. Wise business owners keep their worker compensation claims down, by providing accident-only, short-term disability income insurance for their employees. Now, that's savvy.

For a detailed analysis of all your "Employee Disability Income" needs, please contact our specialists today for a non-binding consultation.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Reviews

We also consult on the following types of coverage:

  • Health Insurance - Whether you're an individual or a business owner, we offer coverage to meet every need. Whether you have an existing group or individual health plan in place, or looking to implement new coverage, our team of experts are here to help!
  • Medicare Supplement Coverage - Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most all of your medical care? This is where a Medicare Supplement comes in. Call us for a free consultation of your Medicare Supplement options. We're here to help!
  • Cancer & Critical Illness Insurance - Lump sum benefits paid upon first diagnosis of a critical illness. In the midst of a critical illness diagnosis, you will most likely suffer the loss of income, travel expenses connected to out-of-town specialists, and home health care. Protect yourself!
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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