Why is that, you ask? Because many worker injuries take place away from the job-site, but end up as a worker compensation claim. The employee may have health insurance to cover the cost of medical expenses, but few can survive a lengthy period of time with no income. Therefore, many weekend and after hours injuries become worker compensation claims. Wise business owners keep their worker compensation claims down, by providing accident-only, short-term disability income insurance for their employees. Now, that's savvy.
For a detailed analysis of all your "Employee Disability Income" needs, please contact our specialists today for a non-binding consultation.
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We also consult on the following types of coverage:
Spirit Financial Concepts is a member of the National Association of Health Underwriters.