According to recent surveys, 93% of respondents identified disability income protection as a financial goal, while only 16% indicated they had achieved that goal. Unless you are able to financially self-insure, you are putting everything you have worked for, at risk.
Your most valuable asset is your ability to earn a living. How would you continue to support yourself, or your family, if you were disabled for any length of time because of an accident or sickness?
The risk is real. Three in ten workers entering the workforce today will become disabled before retiring. Even more alarming, is the fact that your chance of missing at least 90 days of work due to a disability is just under 1 in 3.
Some things to consider:
Disability income insurance can save everything you've worked for, by replacing your monthly take-home income as long as you're disabled.
For a detailed analysis of all your "Disability Income" needs, please contact our specialists today for a non-binding consultation.
Contact us by phone, or use our online Contact Form.
We also consult on the following types of coverage:
* Baer, G. "Life: The Odds"
**International Organization for Standardization, Homeowners Insurance Losses, 2002-2006 (2008)
***Highway Loss Data Institute, Collision Coverage Insurance Losses In Years Since Introduction, 2004-2006 (2008)
****America's Health Insurance Plans, Baby Boomer Awareness of Disability Risk Study (2008)
Spirit Financial Concepts is a member of the National Association of Health Underwriters.