Health Insurance Promotes A Healthy Lifestyle

People Are Less Likely To Ignore Health Problems, If They Have Health Insurance.

No one is completely immune to the risks of everyday life. Whether you're on your way to the mall or doing some work in the garden, an unforeseen event can take the wind out of your sails. Sometimes health problems gradually arise over a period of time, but many times, catastrophic health events are a sudden and unexpected event.


Most people tend to see health insurance as coverage against health related issues. But the fact is, health insurance is also your insulation from financial disaster as the result of a major accident. In most cases, auto and mororcycle insurance has very limited medical coverage. Accidents can happen anytime, and anywhere. There are many good reasons to protect yourself against such eventualities.


Contact us today for a free consultation of your health insurance needs, or evaluation of your current health insurance policy.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Testimonials


Spirit Financial Concepts has access to every "A Rated" health insurance company available in the State of Oklahoma. We have individual health plans that offer many of the same features, benefits, and qualifications as traditional employer insurance plans. 


When it comes to group health insurance for your business, we have the expertise to offer unique plans that are designed to give exceptional coverage and benefits, for the lowest cost available.


Look to our experts for valuable advice on the myriad of insurance policies on the market today. Let us design a policy for your specific needs.

For a detailed analysis of all your "Health Insurance" needs, please contact our specialists today for a review of your current policy coverage and guidelines.

Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Tulsa, Oklahoma

We also consult on the following types of coverage:


  • Disability Income - What would happen if, overnight, you were to lose your greatest asset. Your ability to earn an income.
  • Critical Illness Insurance - Lump sum benefits paid upon first diagnosis of a critical illness. In the midst of a critical illness diagnosis, you will most likely suffer the loss of income, travel expenses connected to out-of-town specialists, and home health care. Protect yourself!
  • Medicare Suplement Coverage - Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most of your medical treatment? This is where a Medicare Supplement comes in.
  • Final Expense Insurance - Final Expense plans should never be tied to any single funeral home, or cemetary plot. Needs & living locations can change based on the final days of a loved one's life. Keep your options open with a cash benefit.
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.

Looking for something else?

With years of experience in the insurance business, we are confident that we can find a solution that suits your needs. Contact us for more information.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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