A goal without a plan, is just a dream . . . . .

Without a retirement plan, you're assuming you won't retire.

Planning for retirement shouldn't be drudgery. And retirement should be something to look forward to. A season of life when your working years make your dreams a reality. With proper planning, you can live out your retirement with a "tax-free" income that allows you to do what you have always dreamed of doing. So, dream a little, and plan wisely!

Most people understand the incredible advantage of a "tax-free" retirement income, compared to a "tax-deferred" retirement income. A "tax-deferred" retirement income is just a code phrase for saying that your retirement income will be "taxed" when you retire. And, it's very likely that tax rates will be substantially higher at the time you retire.


So it's crucial that you properly plan for retirement, by not only insulating your investment dollars against volitile stock market losses, but also, by positioning yourself to have a "Tax-Free" retirement income.


There are only three possible ways to arrive at a tax-free retirement income. And while there is no magic formula for building a retirement income, there is no doubt a time-honored method of building a "Tax-Free" retirement income. Using compounded growth over a period of time, coupled with an incredible opportunity that is overlooked by many, a person can access their retirement nest egg, tax-free. 


Contact us today, and let us show you how to hit the "BULLS-EYE" by securing your future with a Tax-Free Retirement Income!

For a detailed analysis of your current retirement plan, or to find out how you can retire with a tax-free income, please contact our specialists today for a non-binding consultation. Find out how you, too, can have a "Tax-Free Income" when you retire!


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Services

We also consult on the following types of coverage:

  • Life Insurance - Whether you're an individual, a business owner, or interested in estate planning, we have consultants with expertise in all aspects of life insurance.
  • Disability Income - What would happen if, overnight, you were to lose your greatest asset. Your ability to earn an income. Give us a call, and we'll show you how to affordably protect your income.
  • Medicare Suplement Coverage - Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most all of your medical care and treatment? This is where a Medicare Supplement comes in.
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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