Oral Health is Essential to Overall Health

Many studies now link gum disease with heart disease and stroke.*

 Did you know that Gingivitis is reversible? And according to insurance company sources, people with dental coverage use their health insurance 41% less, than those who don't have dental coverage. That's because many health issues can be traced back to gum disease. Exams, regular cleanings, bite-wing x-rays, and flouride treatments are key to avoiding expensive dental bills.


We offer dental plans with no networks, meaning you can go to the dentists of your choice, and no waiting periods on cleanings and basic services. And plans starting as low as $15.50 per month!

George Washington's Dentures

Dentistry has come a long way since the days of George Washington. Pictured is the actual dentures owned and worn by George Washington (ca 1790-1799). Lead base, fitted with human and cow teeth, and made from elephant ivory, brass wires, and steel springs.*


Today, dentures can be a thing of the past with implants that can replicate your actual teeth. But, obviously it's a much better plan to take care of your original teeth while you still have them, through regular brushing, flossing, dental exams, cleanings, and fluoride treatments.

Help Avoid Heart Disease, Stroke, and Diabetes!

Scientists, dentists and physicians are discovering more today than ever before, that many major health diseases and illnesses can be thwarted and sometimes avoided, by regular dental exams and good oral health. Through regularly scheduled dental cleanings and exams, your dentist has a tremendous advantage towards heading off future health issues through early detection.


Affordable, dollar rich dental plans, may well be the most cost effective ways to avoid major health problems.


Look at these recent findings:

"In recent years chronic infections have been associated with a disease that causes "furring" of the arteries, called atherosclerosis, which is the main cause of heart attacks. Gum disease is one of the most common infections of humans and there are now over 50 studies linking gum disease with heart disease and stroke." *


"Scientists at the 87th General Session of the International Association for Dental Research, convening today in Miami Beach, report new studies on the connection between oral disease and systemic disease. A recurring theme is the relationship between periodontal (gum) disease and infant prematurity, diabetes, or stroke." *

"In a study, Identification of unrecognized diabetes and pre-diabetes in a dental setting, published in the July 2011 issue of the Journal of Dental Research, researchers at Columbia University College of Dental Medicine found that dental visits represented a chance to intervene in the diabetes epidemic by identifying individuals with diabetes or pre-diabetes who are unaware of their condition." *

For a detailed analysis of all your "Dental Insurance" needs, please contact our specialists today for a non-binding consultation.


Contact us by phone, or use our online Contact Form.

Spirit Financial Concepts

Client Reviews

We also consult on the following types of coverage:

  • Life Insurance - Whether you're an individual, a business owner, or interested in estate planning, we have consultants with expertise in all aspects of life insurance.
  • Disability Income - What would happen, if overnight, you were to lose your greatest asset. Your ability to earn an income.
  • Medicare Suplement Coverage - Did you know that even though you have Medicare Part A and Part B, you are still responsible for annual deductibles and 20% co-insurance on most all of your medical care? This is where a Medicare Supplement comes in.
  • Cancer & Critical Illness Insurance - Lump sum benefits paid upon first diagnosis of a critical illness. In the midst of a critical illness diagnosis, you will most likely suffer the loss of income, travel expenses connected to out-of-town specialists, and home health care. Protect yourself!
  • Dental Plans - No networks. No waiting periods. Starting at $15.50 per month.





* Science Daily - Sept. 8th, 2008



Science Daily - April 4th, 2009

*Your Oral Health Is Connected To Your Over-all Health



Science Daily - July 4th, 2011

*Dentist Can Identify People With Undiagnosed Diabetes


ca. 1790-1799
Mount Vernon Ladies' Association

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



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