Customer Reviews

In a phrase: life-changing. My wife and I first reached out to Spirit when she became pregnant and would soon be leaving the workforce. Where I was working at the time had lousy benefits for spouses, so we became desperate for affordable health insurance plans. Not only did David and his staff find us almost too-good-to-be-true plans, but they were never more than a phone call or email away from any questions or changes we needed to make. I also reached out to them for coverage for myself when I was between jobs and needed just a few months of coverage. Even though I’ve changed jobs twice since then, my wife and son are still on plans they were connected to via Spirit Financial Concepts. And because my son is autistic and in need for multiple therapies, this high quality and affordable coverage has been a God-send for us. I’ve pretty much sent anyone I know who isn’t thrilled with their health insurance plans over to them and almost always walked away with an amazing plan at a great price.

They make it simple and understandable to get only the coverage you need and thereby saving us money. Great people, great service!

David is a true professional. Prompt, accurate and reliable. You can’t go wrong utilizing his services.

I can not begin to say how blessed and thankful I am for Spirit Financial Concepts, Inc. I am 51 years old and have always dreaded having to contact or deal with health insurance companies and reps just like majority of people in society and in the past I would rather have teeth pulled without Anesthesia than deal with health Insurance companies. EXCEPT for Spirit Financial Concepts. I retired 2 years ago after 27 years as a law enforcement officer and after retiring had to be put on my wife’s Health ins Insurance through her employer but 3 months ago my wife suffered a major stroke and in a split second everything changed for her and our family. She is unable to work due to stroke and filing disability through SSA is a nightmare and advised it would be 6 months to a year to find out about disability benefits so we found ourselves without health insurance 2 months after her stroke until one day I was referred to Spirit financial. From the get go David Harder and Ashlee Swyden at Spirit Financial was awesome, they are the real deal. Very professional, courteous and helpful from the start. Very blessed to have their help and guidance long story short…….5 stars to their company and would refer anyone to their company