Exceeding Expectations

We believe that meeting a client’s needs in a timely fashion is crucial in today’s competitive market place. We do this with expertise, properly designed coverage, and affordability. By doing these things, our clients kind words have proven, many times over, that we have exceeded expectations.

If we have been of great service to you, please let us and others know, by calling or emailing us. Our reputation depends on the good word of our clients like you.

Spirit Financial Concepts


My father’s health issues have given me plenty of experience dealing with insurance companies. Spirit Financial’s knowledge & genuine care for our well being was a breath of fresh air. We are confident knowing that Anchor Tulsa now provides all of our health insurance needs.


Andrea Reed

Capital Steel Buildings

Skiatook, Ok.


Bobby and I really appreciate Spirit Financial Concepts for going above and beyond what you had to do. Others would not have even thought about doing everything that you guys did to explain Medicare, and Medicare Supplement Insurance, to a group of retired employees, knowing that they may not choose Spirit Financial as their agency. We truly enjoyed our experience, and appreciate having Spirit Financial Concepts as our agency! 


Thanks again for everything,

Bobby & Teresa Ernest

Prue, Oklahoma

After finding Spirit Financial Concepts, and using their expertise with our personal life insurance, we have found that they are also our one stop source for our company group health and employee benefits. Not only have they made the process a pleasure, but we know we can have peace of mind, knowing that our employees are properly covered, and have the best coverage for the least amount of money.


Thank you Spirit Financial!

Ben Sellers

Spirit Financial Concepts has provided our family with a refreshing simplicity and peace of mind when it comes to our health coverage. Since we are self employed, over the years we have had to endure the process of shopping for our best value for health insurance. Many times, we found in retrospect that the insurance company we had chosen, and the coverage we had selected, turned out to be an uninformed choice. Now, we don't spend our time disecting the different elements of health insurance. We leave this in the hands of the professionals. We highly recommend Spirit Financial Concepts!


Sarah Beasley

Tulsa, Ok.

For me, insurance shopping is an unpleasant task. Spirit Financial made it an educational, informative process that was not unpleasant. But better than that, they have been there after the sale.



Ron Leifheit

Professional Surveyors, Inc.

Tulsa, Ok.

My wife and I have trusted our life and health insurance needs to Spirit Financial Concepts for many years, so when it came time for my wife to enter the Medicare world, it was a natural reaction to call Spirit Financial. They not only helped us understand the Medicare process, they also made it simple to understand our choices and options. We cannot say enough about their expertise, their immediate attention to our needs, and their attention to the details.


Sam & Trisha McDonald

Muskogee, Ok.

I had shopped for life insurance for weeks, tried to educate myself regarding the proper coverage, and find a reputable insurance company that I knew would be there for my family when we would need them most. I found all these things in Spirit Financial Concepts, and I would highly recommend them.


Jeff Goins

McAlester, Ok.

Everyone should be prepared for their future!! You never know what might happen! This is the man to see!! For real! We have peace about our future and what might happen because David Harder at Spirit Financial Concepts helped us prepare!!!


Eric & Ariel Quinton

Claremore, Ok.

Thanks again for your help and great customer service!! I'm so glad I found Spirit Financial Concepts!


Elise DiLiberti

Oklahoma City, Ok.

Spirit Financial Concepts is a member of the

National Association of Health Underwriters.



Client Services

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Spirit Financial Concepts is here to serve you in all your insurance needs!

(918) 236-4470

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